THE MECHANISMS TO PROVIDE AVAILABILITY OF THE LOW-RISE HOUSING IN THE REGIONS

The article discusses the mechanisms to provide availability of the low-rise housing in the regions. The organizational and methodological approaches were set out, which we proposed to include in the list of measures of the regional housing policy to stimulate low-rise housing in the regions. The article discusses forms such as provision people with free housing and as stimulating the process of providing on the market conditions. The process for permanent tightening of requirements for people who need to be included in the social queue for the free housing was designated. It makes actual the process of choosing mechanisms of buying housing on commercial basis. The commercial mechanisms are: state housing certificate, mortgage, housing savings programs. There are some criteria for people to whom this state housing certificate can be provided. The forms of the provision housing for people with preferential criteria by federal programs were discussed. The special role of the region and cities in it was clearly designated. The article discusses one of the most effective mechanisms to encourage low-rise housing in the regions - a public-private partnership (PPP) and forms of financing PPP project. The mechanisms of buying housing with help of housing-building cooperatives, housing accumulation funds, construction and savings funds were discussed. The differences among them were mentioned as well. The author's position on a case in point is stated.