IMPROVEMENT OF METHODS OF ANALYZING AND MONITORING CREDITWORTHINESS OF THE BUSINESS ENTITY

The article deals with topical issues of improvement of methods of analyzing and monitoring credit worthiness of the business entity. Often there are currently funds to cover its obligations in company, however after a few days they may feel the need for borrowing. It is therefore necessary to analyze the credit for making management managerial decisions. Analysis of creditworthiness is accompanied by a detailed quantitative and qualitative study of the characteristics of the borrower from the point of view of their impact on the class of credit quality of loan collateral and the degree of credit risk. In order to analyze the creditworthiness of the company we need to determine the category of the “creditworthiness” from the point of view of different authors and scholars, as well as find the distinction of creditworthiness and solvency.